Commercial Bank Fixed Deposit Rates
Effective: March 1, 2021*
CERTIFICATES OF DEPOSIT (CD’s)
Axis Bank Fixed Deposit Term wise Interest Rates Axis Bank Short-term FDs range between 7 days and 1 year. For short-term deposits, you can earn returns on your investments anywhere between 2.50% and 5.20% (regular FDs) Senior citizens can earn investment returns between 2.50% and 5.45% on their deposits (lesser than Rs 5 crore). Fixed Deposit Rates Bermuda Commercial Bank Limited fixed deposits can help investors increase their earnings potential on their savings, and provide security that protects the interest earned from market fluctuations. Depending upon your liquidity needs, we offer both short and long term fixed term deposits.
Open Fixed Deposit (FD) account with high interest rate from AU Small Finance Bank. Start investing with as low as INR 1000 and get high fd interest rates. We offer variety of fixed deposit accounts, visit to apply now! Deposit your salary, annual bonus, or dividend payments into Commercial Bank Time Deposit Account and get guaranteed rates. Guaranteed rates as high as 1.25% p.a. For up to 36 months tenor Account. Refer Rate of Interest Published. Interest Posting.
& INDIVIDUAL RETIREMENT ACCOUNTS(IRA’s)
| Term | Interest Rate | Annual Percentage Yield |
|---|---|---|
| 14 – 90 Days | 0.10% | 0.10% |
| 91 – 181 Days | 0.20% | 0.20% |
| 182 – 364 Days | 0.20% | 0.20% |
| 1 Year | 0.30% | 0.30% |
| 2 Year | 0.40% | 0.40% |
| 3 Year | 0.50% | 0.50% |
| 4 Year | 0.65% | 0.65% |
| 5 Year | 0.75% | 0.75% |
Bank Term Deposit Interest Rates
OASIS SPECIALS
CERTIFICATES OF DEPOSIT
| Term | Interest Rate | Annual Percentage Yield |
|---|---|---|
| 26 Month | 0.45% | 0.45% |
| 40 Month | 0.55% | 0.55% |
TRADITIONAL & ROTH IRA’S
| Term | Interest Rate | Annual Percentage Yield |
|---|---|---|
| 38 Month | 0.65% | 0.65% |
| 48 Month | 0.80% | 0.80% |
KASASA CASH® CHECKING
| Daily Balance | Interest Rate | Annual Percentage Yield |
|---|---|---|
| Balances from $0 – $15,000.001 | Pays 2.47% | 2.50% |
| Balances of $15,000.01 and over1 | Pays 0.25% | 2.50% to 0.58%2 |
| All Balances, if qualifications are not met3 | 0.05% | 0.05% |
KASASA CASH BACK® CHECKING
| When qualifications are met, earn 4.00% CASH BACK non debit card purchases4 |
KASASA SAVER® Account5
| Daily Balance | Interest Rate | Annual Percentage Yield |
|---|---|---|
| Balances from $0 – $50,000.006 | Pays 1.00% | 1.00% |
| Balances of $50,000.01 and over6 | Pays 0.25% | 1.00% to 0.50%7 |
| All Balances, if qualifications are not met8 | 0.05% | 0.05% |
EXECUTIVE CHECKING9 & EXECUTIVE 50 CHECKING9
| Daily Balance | Interest Rate | Annual Percentage Yield |
|---|---|---|
| $0 – $4,999.99 | 0.10% | 0.10% |
| $5,000.00 – $49,999.99 | 0.20% | 0.20% |
| $50,000.00 and over | 0.30% | 0.30% |
OASIS CHECKING10
| Daily Balance | Interest Rate | Annual Percentage Yield |
|---|---|---|
| Balances from $0 – $9,999.99 | Pays 0.10% | 0.10% |
| Balances from $10,000.00 – $24,999.99 | Pays 0.25% | 0.25% |
| Balances of $25,000.00 – $74,999.99 | Pays 0.40% | 0.40% |
| Balances of $75,000.00 and over | Pays 0.60% | 0.60% |
PERSONAL MONEY MARKET9
| Daily Balance | Interest Rate | Annual Percentage Yield |
|---|---|---|
| $0 – $9,999.99 | 0.15% | 0.15% |
| $10,000.00 – $49,999.99 | 0.25% | 0.25% |
| $50,000.00 – $99,999.99 | 0.50% | 0.50% |
| $100,000.00 and over | 0.60% | 0.60% |
PERSONAL SAVINGS11 & EXECUTIVE 50 SAVINGS11
| Interest Rate: 0.25% |
| Annual Percentage Yield: 0.25% |
UTMA CUSTODIAL SAVINGS12
| Interest Rate: 1.00% |
| Annual Percentage Yield: 1.00% |
HEALTH SAVING ACCOUNT (HSA’s)9 13
| Average Daily Collected Balance | Interest Rate | Annual Percentage Yield |
|---|---|---|
| $0 – $9,999.99 | 0.30% | 0.30% |
| $10,000.00 and over | 0.50% | 0.50% |
*These rates may change at any time without prior notice. The stated rate may change after your account is opened.
Fees may reduce earnings. Minimum opening balance for all checking, money market and savings accounts is $100.00 (except UTMA Custodial Savings Account).
Minimum opening balance for a Certificate of Deposit is $1000.00
1 When Kasasa Cash account qualifications are met during a Monthly Qualification Cycle:. Interest Rate of 2.47% will be paid for the portion of your daily balance that is up to and including $15,000. Interest Rate of 0.25% will be paid for the portion of your daily balance that is over $15,000
2 The lower range of the annual percentage yield is calculated assuming a daily balance of $100,000.
3 When Kasasa Cash account qualifications are NOT met during a Monthly Qualification Cycle: Interest Rate of 0.05% will be paid on your entire daily balance
4 When Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle: Receive 4.00% cash back on up to a total of $200.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back payments may be earned per Monthly Qualification Cycle. When Kasasa Cash Back account qualifications are NOT met during a Monthly Qualification Cycle: No cash back payments are made. No minimum balance is required to earn or receive the account’s rewards.
5 Must have Kasasa Cash or Kasasa Cash Back account
6 When Kasasa Saver Linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle: Interest Rate of 1.00% will be paid for the portion of your daily balance that is up to and including $50,000. Interest Rate of 0.25% will be paid for the portion of your daily balance that is over $50,000
7 The lower range of the annual percentage yield is calculated assuming a daily balance of $150,000 and an assumed statement cycle of 31 days.
Commercial Bank Fixed Deposit Rates Sri Lanka
8 When Kasasa Cash or Kasasa Cash Back account qualifications are NOT met during a Monthly Qualification Cycle: Interest Rate of 0.05% will be paid on your entire daily balance.
Interest in Kasasa Cash does not compound because it is automatically transferred to the Kasasa Saver account within 1 day.
9 If daily balance for each billing cycle is within one of the above ranges, you will earn the interest rate (and corresponding annual percentage yield) disclosed for that range.
10 Interest Rate of 0.10% will be paid for the portion of your daily balance that is $9,999.99 or less. Interest Rate of 0.25% will be paid for the portion of your daily balance that ranges from $10,000 to $24,999.99. Interest Rate of 0.40% will be paid for the portion of your daily balance that ranges from $25,000 to $74,999.99. Interest Rate of 0.60% will be paid for the portion of your daily balance that is $75,000.00 or more.
11 Minimum balance to obtain stated APY is $50.00.
12 Minimum balance to obtain stated APY is $13.00. Rate only valid on Savings accounts that adhere to the requirements of the “Missouri Transfers to Minors Law”.
13 Minimum balance to earn APY is $40.00
Trademarks: Kasasa, Kasasa Saver, Kasasa Cash and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.
INTEREST
- The interest will be paid until the maturity date of the certificate.
- Interest will be compounded and credited quarterly to the account. If the term is for less than three months, interest will be credited at maturity.
- Interest begins to accrue on the date of deposit.
- We use the daily balance method to calculate interest. This method applies a daily periodic rate to the principal in the account each day.
- Withdrawal of interest prior to the maturity date may reduce earnings. The annual percentage yield assumes that interest will remain on deposit until maturity.
CERTIFICATE OF DEPOSIT INTEREST TYPE
Fixed Rate: The interest rate will be paid until the maturity date of the certificate.
RENEWAL
Automatically Renewable: The Certificate of Deposit will automatically renew on each succeeding maturity date. Each renewal term will be the same as the original term, beginning on the maturity date at the current rate of interest, unless the certificate terms are amended by the customer within 10 calendar days after the maturity date if it has a term of more than 14 days, and 1 calendar day if it has a term of 14 days. We will not automatically renew the certificate and no interest will accrue after maturity, (1) If you tell us not to do so, in writing on or before the next maturity date, or (2) if you present this certificate to us for payment within 10 calendar days after the maturity date if it has a term of more than 14 days, and 1 calendar day if it has a term of 14 days, or (3) if notified by us 5 days before the next maturity date.
WITHDRAWALS AND DEPOSITS
- Minimum deposit for a Certificate of Deposit is $1000.00
- After this account is opened, deposits and withdrawals are not permitted until the maturity date.
- If the account is closed before accrued interest is credited, the accrued interest will be forfeited.
- If any of the deposit is withdrawn before the maturity date, the following penalties will be imposed:
For Terms of 14 Days up to and Including 90 Days: The penalty will be one (1) month of interest on the amount withdrawn.
For Terms of 91 Days up to and Including One Year: The penalty will be three (3) months of interest on the amount withdrawn.
For Terms of Greater Than One Year: The penalty will be six (6) months of interest on the amount withdrawn.
IRA PENALTIES
- Effective July 15, 2008, there will be an IRA transfer fee of $25.00
- Please see your IRA plan for all applicable fees and penalties
Please contact a Commercial Bank representative for further information concerning applicable fees and terms.
The more you invest today, the more benefits you are going to reap in the future. Investing is similar to planting a seed today so that you can comfortably sit under a shady tree in the future, enjoying its bounty. Making an investment is always a worthwhile decision that builds up long-term financial security. To plan your financial resources properly and manage your investment options such as Fixed Deposits, you need a trusted partner, who not only can give you the best options but also can help you grow your savings.
Built on a firm foundation of trust and stability strengthened over five decades, LB Finance (LBF) is one of the leading financial companies in the country. With a deposit base of over Rs. 89.7 billion as at 30th September 2020, LBF is proud to own one of the largest deposit bases among non-banking financial institutions in the country. Over the decades, LBF has become a trusted brand name, synonymous with stability and dependability, while playing a key role as a reliable financial partner for many.
Commercial Bank Fixed Deposit Rates
Special Benefits of LB Finance Fixed Deposits:
Sampath Bank Fd Interest Rate
- Backed by the trust and assurance of the nation’s most trusted financial institution
- Flexible maturity period
- Unbeatable interest rates
- Quick refunds on maturity
- Quick loans against your deposits
- Superior customer service
When you are thinking of a good investment plan, and on the lookout for the best Fixed Deposit facility, look no further than LB Finance.
Current Rates of Fixed Deposit interest with effect from 07th January 2021
FIXED DEPOSIT (Minimum of Rs. 5,000/-)
| Period | Normal Rate | Senior Citizen Rate | ||||||
| Monthly | AER | Maturity | AER | Monthly | AER | Maturity | AER | |
| 01 Month | – | – | 4.50% | 4.59% | – | – | 4.50% | 4.59% |
| 03 Months | 4.25% | 4.33% | 4.75% | 4.84% | 4.25% | 4.33% | 4.75% | 4.84% |
| 06 Months | 4.50% | 4.59% | 5.00% | 5.06% | 4.50% | 4.59% | 5.00% | 5.06% |
| 01 Year | 6.00% | 6.17% | 6.25% | 6.25% | 6.50% | 6.70% | 6.75% | 6.75% |
| 15 Months | 6.00% | 6.17% | 6.25% | 6.20% | 6.50% | 6.70% | 6.75% | 6.69% |
| 18 Months | 6.00% | 6.17% | 6.25% | 6.16% | 6.50% | 6.70% | 6.75% | 6.64% |
| 02 Years | 7.37% | 7.62% | 7.63% | 7.36% | 7.87% | 8.16% | 8.13% | 7.82% |
| 03 Years | 7.84% | 8.13% | 8.13% | 7.55% | 8.34% | 8.67% | 8.63% | 7.98% |
| 04 Years | 7.84% | 8.13% | 8.13% | 7.29% | 8.34% | 8.67% | 8.63% | 7.70% |
| 05 Years | 8.30% | 8.62% | 8.63% | 7.44% | 8.80% | 9.16% | 9.13% | 7.81% |
Bank Deposit Interest Rates Comparison
Terms & Conditions Apply